:root {
  --navy: #263A68;
  --navy-dark: #172648;
  --gold: #E8C56A;
  --gold-light: #F2D98B;
  --white: #FFFFFF;
  --gray: #F7F8FA;
  --text: #1E293B;
  --muted: #64748B;
  --radius: 18px;
  --shadow: 0 20px 50px rgba(22, 36, 70, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, Arial, sans-serif;
  color: var(--text);
  line-height: 1.65;
  background: var(--white);
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

h1, h2, h3 {
  line-height: 1.1;
  margin: 0 0 1rem;
  color: var(--navy-dark);
}

h1 {
  font-size: clamp(2.6rem, 6vw, 5.3rem);
  letter-spacing: -0.06em;
}

h2 {
  font-size: clamp(2rem, 4vw, 3.1rem);
  letter-spacing: -0.04em;
}

p {
  margin: 0 0 1rem;
}

.container {
  width: min(100% - 40px, 1180px);
  margin: 0 auto;
}

.narrow {
  max-width: 850px;
}

.skip-link {
  position: absolute;
  top: -100px;
  left: 24px;
  background: var(--gold);
  color: var(--navy-dark);
  padding: 12px 16px;
  border-radius: 12px;
  z-index: 100;
}

.skip-link:focus {
  top: 16px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(38,58,104,.1);
}

.nav-wrap {
  min-height: 86px;
  display: flex;
  align-items: center;
  gap: 24px;
}

.brand img {
  width: 215px;
}

.main-nav {
  margin-left: auto;
  display: flex;
  gap: 22px;
  align-items: center;
}

.main-nav a {
  color: var(--navy);
  font-weight: 800;
  font-size: .95rem;
}

.main-nav a.active {
  color: var(--navy-dark);
  border-bottom: 3px solid var(--gold);
}

.nav-cta {
  background: var(--navy);
  color: white;
  padding: 12px 18px;
  border-radius: 999px;
  font-weight: 800;
}

.menu-toggle {
  display: none;
  margin-left: auto;
  background: var(--navy);
  border: none;
  border-radius: 12px;
  padding: 11px;
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: white;
  margin: 5px 0;
}

.hero {
  background:
    radial-gradient(circle at 15% 10%, rgba(232,197,106,.24), transparent 30%),
    linear-gradient(135deg, #fff, #f7f8fa);
  padding: 95px 0 75px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .75fr;
  gap: 64px;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  gap: 10px;
  align-items: center;
  color: var(--navy);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: .78rem;
  margin-bottom: 16px;
}

.eyebrow:before {
  content: "";
  width: 34px;
  height: 2px;
  background: var(--gold);
}

.gold {
  color: var(--gold);
}

.hero-text,
.page-hero p,
.section-heading p,
.split p,
.card p {
  color: var(--muted);
  font-size: 1.08rem;
}

.button-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 32px 0 22px;
}

.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  min-height: 50px;
  padding: 13px 22px;
  border-radius: 999px;
  font-weight: 900;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease;
}

.btn:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

.btn-primary,
.btn-gold {
  background: var(--gold);
  color: var(--navy-dark);
}

.btn-secondary {
  background: white;
  border-color: rgba(38,58,104,.16);
  color: var(--navy);
}

.trust-points {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  color: var(--navy);
  font-weight: 800;
}

.trust-points span {
  background: white;
  border: 1px solid rgba(38,58,104,.1);
  border-radius: 999px;
  padding: 8px 12px;
}

.dashboard-card {
  background: white;
  border: 1px solid rgba(38,58,104,.1);
  border-radius: 30px;
  box-shadow: var(--shadow);
  padding: 30px;
  position: relative;
}

.dashboard-card:before {
  content: "";
  position: absolute;
  inset: -18px -18px auto auto;
  width: 120px;
  height: 120px;
  background: var(--gold);
  border-radius: 50%;
  opacity: .2;
  z-index: -1;
}

.dash-top {
  display: flex;
  gap: 8px;
  margin-bottom: 24px;
}

.dash-top span {
  width: 12px;
  height: 12px;
  background: #dbe3ef;
  border-radius: 50%;
}

.dashboard-label {
  color: var(--muted);
  margin-bottom: 0;
}

.dashboard-card strong {
  display: block;
  font-size: 3rem;
  color: var(--navy-dark);
  margin-bottom: 20px;
}

.chart {
  height: 160px;
  background: var(--gray);
  border-radius: 20px;
  padding: 20px;
  display: flex;
  gap: 14px;
  align-items: end;
  margin-bottom: 20px;
}

.chart span {
  flex: 1;
  background: linear-gradient(180deg, var(--gold), var(--gold-light));
  border-radius: 999px 999px 4px 4px;
}

.trust-bar {
  background: var(--navy);
  color: white;
  padding: 28px 0;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.trust-grid div {
  display: grid;
  gap: 3px;
}

.trust-grid strong {
  color: var(--gold);
}

.trust-grid span {
  color: rgba(255,255,255,.78);
}

.section {
  padding: 92px 0;
}

.page-hero {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: white;
  padding: 96px 0;
}

.page-hero h1 {
  color: white;
}

.page-hero .eyebrow {
  color: var(--gold);
}

.center {
  text-align: center;
  margin-bottom: 42px;
}

.center .eyebrow {
  justify-content: center;
}

.card-grid {
  display: grid;
  gap: 22px;
}

.three {
  grid-template-columns: repeat(3, 1fr);
}

.card {
  background: white;
  border: 1px solid rgba(38,58,104,.1);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 8px 24px rgba(22,36,70,.06);
  transition: transform .2s ease, box-shadow .2s ease;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.icon,
.category {
  color: var(--gold);
  font-weight: 900;
  letter-spacing: .1em;
  text-transform: uppercase;
}

.navy-section {
  background: var(--navy);
  color: white;
}

.navy-section h2 {
  color: white;
}

.navy-section p {
  color: rgba(255,255,255,.78);
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 58px;
  align-items: center;
}

.benefit-list {
  display: grid;
  gap: 16px;
}

.benefit-list div {
  background: rgba(255,255,255,.09);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: var(--radius);
  padding: 20px;
  display: grid;
  gap: 6px;
}

.benefit-list strong {
  color: var(--gold);
  font-size: 1.12rem;
}

.benefit-list span {
  color: rgba(255,255,255,.78);
}

.benefit-list.light div {
  background: white;
  border-color: rgba(38,58,104,.1);
}

.benefit-list.light strong {
  color: var(--navy);
}

.benefit-list.light span {
  color: var(--muted);
}

.light-section {
  background: var(--gray);
}

.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.pricing-card {
  border: 1px solid rgba(38,58,104,.12);
  border-radius: 26px;
  padding: 30px;
  background: white;
  box-shadow: 0 8px 24px rgba(22,36,70,.06);
}

.pricing-card.featured {
  border: 2px solid var(--gold);
  transform: translateY(-12px);
  box-shadow: var(--shadow);
}

.badge {
  display: inline-flex;
  background: var(--gold);
  color: var(--navy-dark);
  border-radius: 999px;
  padding: 6px 12px;
  font-weight: 900;
  font-size: .84rem;
}

.price {
  font-size: 1.15rem;
  color: var(--muted);
}

.price strong {
  color: var(--navy-dark);
  font-size: 2.8rem;
}

.pricing-card ul,
.card ul {
  padding-left: 20px;
  color: var(--muted);
}

.cta-section {
  padding: 90px 0;
  background: var(--gray);
}

.cta-card {
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: white;
  border-radius: 34px;
  padding: 46px;
  display: flex;
  justify-content: space-between;
  gap: 28px;
  align-items: center;
  box-shadow: var(--shadow);
}

.cta-card h2 {
  color: white;
}

.cta-card p {
  color: rgba(255,255,255,.78);
}

.portrait-card {
  background: var(--gray);
  border-radius: 30px;
  padding: 34px;
  text-align: center;
}

.portrait-placeholder {
  width: 180px;
  height: 180px;
  margin: 0 auto 22px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-dark));
  color: var(--gold);
  display: grid;
  place-items: center;
  font-size: 6rem;
  font-weight: 900;
}

.faq-list {
  max-width: 900px;
}

details {
  background: white;
  border: 1px solid rgba(38,58,104,.1);
  border-radius: var(--radius);
  margin-bottom: 14px;
  padding: 20px 24px;
  box-shadow: 0 8px 24px rgba(22,36,70,.05);
}

summary {
  cursor: pointer;
  color: var(--navy-dark);
  font-size: 1.1rem;
  font-weight: 900;
}

details p {
  color: var(--muted);
  margin-top: 12px;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.1fr .8fr;
  gap: 34px;
  align-items: start;
}

.contact-form,
.contact-panel {
  background: white;
  border: 1px solid rgba(38,58,104,.1);
  border-radius: 26px;
  padding: 30px;
  box-shadow: 0 8px 24px rgba(22,36,70,.06);
}

.contact-form {
  display: grid;
  gap: 18px;
}

label {
  display: grid;
  gap: 8px;
  color: var(--navy-dark);
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid rgba(38,58,104,.18);
  border-radius: 14px;
  padding: 14px 15px;
  font: inherit;
  color: var(--text);
}

input:focus,
select:focus,
textarea:focus,
button:focus,
a:focus {
  outline: 3px solid rgba(232,197,106,.7);
  outline-offset: 3px;
}

.form-note {
  color: var(--muted);
  font-size: .92rem;
}

.legal-section h2 {
  margin-top: 30px;
}

.site-footer {
  background: var(--navy-dark);
  color: white;
  padding: 58px 0 24px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr .7fr .7fr 1.2fr;
  gap: 32px;
}

.footer-logo {
  width: 220px;
  margin-bottom: 18px;
}

.site-footer h2 {
  color: var(--gold);
  font-size: 1rem;
}

.site-footer a,
.site-footer p {
  display: block;
  color: rgba(255,255,255,.76);
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  margin-top: 34px;
  padding-top: 20px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
}

@media (max-width: 940px) {
  .menu-toggle {
    display: block;
  }

  .main-nav,
  .nav-cta {
    display: none;
  }

  .main-nav.open {
    display: grid;
    position: absolute;
    top: 86px;
    left: 20px;
    right: 20px;
    background: white;
    border: 1px solid rgba(38,58,104,.1);
    border-radius: 20px;
    padding: 20px;
    box-shadow: var(--shadow);
  }

  .hero-grid,
  .split,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .trust-grid,
  .three,
  .pricing-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .pricing-card.featured {
    transform: none;
  }

  .cta-card,
  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero {
    padding-top: 70px;
  }
}
.hidden {
  display: none;
}